Paydex Score Chart

When it comes to seeking business or corporate credit ratings, Dun & Bradstreet (D&B™) with its vast database of credit profiles on millions of companies, is one of the most popular and trusted credit reporting agencies.

D&B™ provides an in-depth and thorough evaluation of a company’s financial stability using its own proprietary “Paydex” numerical scoring system for credit worthiness. Listed below is the Paydex Score Chart & D&B’s Business Credit Score.

D&B’s Business Score Description
0 – 24 No score or Bad. Non-traditional funding or personal loans will be the only funding you can get.
25 – 49 Fair Score. You will probably need to a personal guaranteed loan.
50 – 74 Good Score. Vendors will feel comfortable doing business with you. Securing funding may take into account property owned.
75 – 100 Excellent Score. Solid line of reporting vendors. Promptly paid invoices. Funding is available based on your businesses credit.
Paydex Score Chart Payment Expectation
100 Expect payment may come early
90 Payments generally come within early payment discount period
80 Payment is prompt
70 Payment comes 14 days beyond terms
60 Payment comes 21 days beyond terms
50 Payment comes 30 days beyond terms
40 Payment comes 60 days beyond terms
30 Payment comes 90 days beyond terms
20 Payment comes 120 days beyond terms
UN Unavailable